Category: Money & Finance

What to Do Before Getting a Mortgage

First-time homeowners must prepare themselves well before getting a mortgage. Mortgages vary by lender and borrower. A borrower with a solid down payment, strong credit score, and reliable income will fare better than someone...

What Is a Payday Loan: How Does It Work?

You may have heard about payday loans or used one in the past. These loans can be elusive if you don’t know what they’re intended for and how to use them properly.  So, here’s...

How to Buy Delinquent Tax Properties

Delinquent tax properties are an underrated asset that few investors will discuss when discussing real estate investing. However, suppose you are interested in diversifying your portfolio, buying a home for cheap in Canada, or...

4 Procedures to Maximize Your GIC Returns

4 Procedures to Maximize Your GIC Returns

A guaranteed investment certificate (GIC) is an investment option offered by lenders. The customer purchases the GIC and at the end of term receives the initial investment back plus any interest gained. Because a return is...